BFS Konsult – Maximising Your Growth Potential

Business Insights

Here you can find a wealth of resources that will help you maximise your growth potential

The 2026 Budget sorts out the PAYE anomaly, but is silent on SDL and UIF. A 2023 amendment to Paragraph 2(1)(b) of

South African roads have been deteriorating steadily. SANRAL estimates that the country now has more than 25 million potholes — up from

What Are Futures? Futures are financial contracts that allow two parties to agree on the price of an asset today, with the

The Two-Pot Retirement System is often explained as a retirement reform. In practice, it has become a payroll issue. Payroll administrators are

In his Budget Speech, the Minister of Finance announced an increase in the annual tax-free savings account (TFSA) contribution limit from R36,000

In 2026, South Africa continues to grapple with one of the most severe youth unemployment and financial literacy crises in the world.

South Africa’s economy in 2026 presents a complex picture: inflation is moderating, yet the pressures on small and medium-sized businesses (SMBs) are

With only 30% of family businesses surviving to the second generation, the time to act is well before you’re ready to step

Bankruptcy is often framed as a consequence of low wages, unstable employment, or chronic financial hardship. It is rarely associated with seven-figure

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